Accounting Data estimated — verify with vendor Verified — April 2026

Surf Accounts

100% Irish-built cloud accounting with Revenue compliance and Dublin-based support

From €29/mo

EUR pricing guaranteed

Visit Surf Accounts

Free trial available

Read our full Surf Accounts review →

Irish Compliance Assessment

Revenue Integration

Direct connection to Revenue Online Service (ROS) for tax submissions

PAYE Modernisation

Real-time payroll reporting to Revenue as required since 2019

Irish Bank Feeds

Direct bank feeds with AIB and Bank of Ireland. Supports Irish IBAN and SEPA payments.

SEPA / Irish IBAN

SEPA XML: AIB, BOI

VAT Handling

Standard VAT

Irish Support

Customer support available during Irish business hours

GDPR Data Residency: EU data centres

Overview

Surf Accounts is an Irish-developed cloud accounting solution designed specifically for Irish small businesses, built by a Dublin-based team who understand the nuances of Irish tax and compliance. It offers Revenue-compliant VAT returns, direct bank feeds from AIB and Bank of Ireland, SEPA payment support, and Irish IBAN handling out of the box. Unlike international competitors, Surf Accounts prices in euro with no currency fluctuation risk, and provides dedicated Irish phone and email support during Irish business hours. It is an excellent choice for sole traders, micro-businesses, and small professional services firms with 1-20 employees who want a no-fuss, locally supported accounting platform without the complexity of Sage or the add-on dependencies of Xero.

Pros & Cons

Pros

  • Made in Ireland
  • Excellent Irish support
  • Revenue-compliant out of the box
  • Affordable

Cons

  • Smaller app ecosystem
  • Less known internationally
  • Fewer integrations than Xero

Best For

Company Size

1-5 employees6-20 employees

Sectors

Professional ServicesRetail

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Quick Facts

Starting price
From €29/mo
Free trial
Yes
GDPR residency
EU
Revenue integration
Yes
PAYE Modernisation
No
Irish support
Yes

Alternatives

Xero
Cloud accounting with direct AIB, BOI, and PTSB bank feeds for Irish SMEs
From €20/mo
Sage
Ireland's most established accounting platform with built-in RCT and PAYE support
From €17/mo

Verification Notes

REVIEW NEEDED: Pricing changed from flat €29 to 3 tiered plans (Starter, Standard, Enterprise); other fields confirmed as accurate where verifiable. Suggested changes to: Stored pricing.

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