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Software Comparison

Paymentplus vs ResDiary - Irish POS Software Compared

Choosing between Paymentplus and ResDiary is one of the most common decisions Irish businesses face when evaluating pos software. This comparison breaks down everything an Irish SME needs to know, from Revenue integration and GDPR data residency to pricing and ease of use.

Last checked: 14 Sept 2026data estimated for at least one vendor - confirm with the vendorMethodology

Quick Verdict

Paymentplus wins for any Irish SME that needs to accept card payments at a physical till, online, or over the phone, because it combines a card terminal, EPOS software and a payment gateway on a single Irish merchant account with next-day gross settlement into the merchant's own business bank account.

Where Paymentplus and ResDiary actually differ

Paymentplus vs ResDiary - Feature Comparison

FeaturePaymentplusResDiary
Core FunctionCard acceptance platform: EPOS on the terminal (PlusPOS), e-commerce payment gateway (PlusOnline), virtual terminal and pay-by-link (PlusVirtual).Restaurant reservation and table management platform. Not a point-of-sale or card acceptance product.
Sector FitRetail, hospitality, automotive, beauty, healthcare, professional services, agriculture and wholesale.Restaurants, hotels and hospitality groups only.
Irish SupportSeven-day phone helpdesk (Monday to Saturday 8am to 8pm, Sunday 10am to 4pm). Dublin office.Irish support available. Some users report slow response times.
GDPR Data ResidencyEU data residency. Irish-domiciled company registered in Dublin since 2011.EU data residency. Glasgow-founded, acquired by BOOKED, continues under ResDiary brand.
Revenue Integration / PAYE ModernisationNeither Revenue integration nor PAYE Modernisation. Sales reporting only; requires a separate accounts package.Neither Revenue integration nor PAYE Modernisation. Reservation and covers data only; requires a separate accounts package.
Settlement and PaymentsNext-day gross settlement into the merchant's own business bank account. Full card acceptance including contactless, online and phone.Pre-payment and deposit handling for reservations. Not a card acquirer; does not process card acceptance for retail or hospitality sales.
E-commerce and Booking IntegrationsPayment gateway plugins for WooCommerce, Adobe Commerce, Magento, OpenCart and Zen Cart. Hosted payment pages, hosted fields and direct API.Google Reserve integration, OpenTable channel sync, direct website booking widget, automated confirmation and reminder emails and SMS.

Irish Compliance and Pricing Matrix

A side-by-side data comparison of pricing and Irish regulatory compliance for Paymentplus and ResDiary. Values are derived from each vendor's published data and verified weekly.

RequirementPaymentplusResDiary
Pricing
Starting priceFrom €15/monthFrom €99/month
Pricing modelMonthly flat rate (per month, plus transaction fees from cost + 0.15%)Monthly flat rate
EUR pricing guaranteed✓✓
Free trial✗✗
Irish Compliance
Revenue (ROS) integration✗✗
PAYE Modernisation✗✗
Irish bank feeds✓✗
Bank compatibilityNone listedNone listed
SEPA direct debit✗✗
Irish IBAN support✓✗
VAT handling✓✗
EU data residency (GDPR)EU onlyEU only
Irish support✓✓
Revenue-approved✗✗
CBI regulated✗✗

Pricing notes

Paymentplus: Published monthly software prices: PlusOnline and PlusVirtual from EUR 9.99 per month (payment gateway, pay by link, QR codes and phone payments); PlusPOS from EUR 15 per month including the card terminal. Card machines come in three packages: the Smart Android Terminal at EUR 0 monthly terminal cost for the first 12 months (EUR 20 per month after that), the Ingenico Move at EUR 1 per month for life, and a Tailored to You bespoke package. Transaction fees are quoted from cost plus 0.15% on both standard packages. Businesses above EUR 150,000 annual card turnover are priced bespoke after a free statement analysis. Apple Pay and Google Pay are included on all packages. T&Cs apply. Source: https://paymentplus.ie/pricing/ (fetched 2026-10-06). - Source

Irish Compliance Comparison

For Irish businesses, compliance with Revenue, GDPR, and local banking standards is non-negotiable. Here is how Paymentplus and ResDiary compare on the requirements that matter most to Irish SMEs.

Revenue Integration

Neither Paymentplus nor ResDiary offers native Revenue Online Service integration. Irish businesses in pos may not need this feature directly, but should ensure their accounting software handles Revenue compliance separately.

Irish Bank Feeds

Neither Paymentplus nor ResDiary offers direct Irish bank feed integrations, which is expected for pos software. Your accounting platform should handle bank feeds separately.

GDPR Data Residency

Both Paymentplus and ResDiary store data in EU data centres, providing strong GDPR compliance out of the box. Irish businesses can use either platform without worrying about cross-border data transfers to the US or other non-EU jurisdictions.

SEPA and IBAN Support

Neither Paymentplus nor ResDiary offers native SEPA Direct Debit support. This is less relevant for pos tools, but if you need to process euro payments, ensure your accounting or invoicing software covers SEPA compliance.

VAT Handling

Paymentplus includes Irish VAT handling for return preparation and submission. ResDiary does not handle VAT natively - Irish businesses using ResDiary will need their accounting software to manage VAT obligations separately.

Pricing Comparison

All prices below are in euro. Pricing can change - we verify vendor pricing weekly, but always confirm on the vendor's website before purchasing.

Paymentplus

€15/mo

  • Pricing model: Flat rate (per month, plus transaction fees from cost + 0.15%)
  • Free trial: No
  • EUR pricing guaranteed: Yes
View Paymentplus pricing →

ResDiary

€99/mo

  • Pricing model: Flat rate
  • Free trial: No
  • EUR pricing guaranteed: Yes
View ResDiary pricing →

At entry level, Paymentplus is the more affordable option. However, total cost of ownership depends on the number of users, add-ons, and features your business requires. Always calculate the full annual cost for your team size before committing.

Who Should Choose Paymentplus

Paymentplus is the better fit if your business matches one or more of these profiles:

  • ✓Budget-conscious businesses - Paymentplus from €15/month
  • ✓Those who value: pluspos runs epos software on the card terminal itself, so no separate till hardware is needed
  • ✓Those who value: cloud back office covers sales reporting, inventory, products, staff, table service and tipping, not just card takings

Who Should Choose ResDiary

ResDiary is the better fit if your business matches one or more of these profiles:

  • ✓Those who value: purpose-built for restaurant reservations
  • ✓Those who value: strong google reserve and direct booking integration
  • ✓Those who value: good table management and yield optimization

Our Verdict

Paymentplus wins for any Irish SME that needs to accept card payments at a physical till, online, or over the phone, because it combines a card terminal, EPOS software and a payment gateway on a single Irish merchant account with next-day gross settlement into the merchant's own business bank account. ResDiary wins for restaurants and hotels that depend on advance bookings, because its table management, waitlist handling, pre-payment and deposit tools, and direct integration with Google Reserve address operational problems that Paymentplus does not touch.

Both platforms carry EU data residency and offer Irish-language support, but neither has native Revenue integration, PAYE Modernisation support, or SEPA Direct Debit, so both sit alongside rather than replace an accounts package. For a hospitality business, the products solve different problems: Paymentplus handles the moment of payment while ResDiary handles the booking pipeline that precedes it, and the two are not directly substitutable.

Ultimately, the best choice depends on your specific business needs, team size, and priorities. We recommend taking advantage of free trials from both vendors before making your final decision. If you are working with an Irish accountant or payroll bureau, ask which platform they prefer - their familiarity with the software can save you significant time and hassle during setup and ongoing support.

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Frequently Asked Questions

Is Paymentplus or ResDiary better for Irish SMEs?
Paymentplus wins for any Irish SME that needs to accept card payments at a physical till, online, or over the phone, because it combines a card terminal, EPOS software and a payment gateway on a single Irish merchant account with next-day gross settlement into the merchant's own business bank account. ResDiary wins for restaurants and hotels that depend on advance bookings, because its table management, waitlist handling, pre-payment and deposit tools, and direct integration with Google Reserve address operational problems that Paymentplus does not touch. Both platforms carry EU data residency and offer Irish-language support, but neither has native Revenue integration, PAYE Modernisation support, or SEPA Direct Debit, so both sit alongside rather than replace an accounts package. For a hospitality business, the products solve different problems: Paymentplus handles the moment of payment while ResDiary handles the booking pipeline that precedes it, and the two are not directly substitutable.
Which is cheaper, Paymentplus or ResDiary?
Paymentplus starts at From €15/month, while ResDiary starts at From €99/month. Paymentplus is the more affordable option at entry level, though total cost depends on the number of users and features you need.
Does Paymentplus or ResDiary have better Irish bank feeds?
Paymentplus supports None. ResDiary supports None. Both offer similar Irish bank compatibility.
Which has better GDPR compliance, Paymentplus or ResDiary?
Paymentplus stores data in EU data centres (GDPR-friendly). ResDiary stores data in EU data centres (GDPR-friendly). Both offer EU data centre options, though configuration may be required.
Can I switch from Paymentplus to ResDiary?
Yes, migrating between Paymentplus and ResDiary is possible. Most pos platforms allow you to export your data in CSV or standard formats. We recommend working with your accountant or IT provider to plan the migration, ideally at the start of a new financial year or payroll period to minimise disruption.

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