Software Comparison

Lightspeed POS vs Paymentplus - Irish POS Software Compared

Choosing between Lightspeed POS and Paymentplus is one of the most common decisions Irish businesses face when evaluating pos software. This comparison breaks down everything an Irish SME needs to know, from Revenue integration and GDPR data residency to pricing and ease of use.

View Lightspeed POS View Paymentplus

Last checked: 14 Sept 2026data estimated for at least one vendor - confirm with the vendorMethodology

Quick Verdict

Where Lightspeed POS and Paymentplus actually differ

Paymentplus publishes the lower starting price: EUR 15 against EUR 69 for Lightspeed POS.
Lightspeed POS offers a free trial; Paymentplus does not, so evaluating it hands-on takes a demo request.

Lightspeed POS vs Paymentplus - Feature Comparison

Feature	Lightspeed POS	Paymentplus
Entry Pricing	From approximately EUR 69 per month (flat subscription), plus transaction fees on top	Smart Android Terminal package: EUR 0 a month for the first 12 months, then EUR 20 a month, with EPOS software included (T&Cs apply). All EPOS features are in that price with no paid feature tiers (Paymentplus statement; the pricing page lists no software tiers). PlusOnline and PlusVirtual from EUR 9.99 per month
Transaction Fees	Processed through Lightspeed Payments; transaction fees apply on top of the monthly subscription	Interchange-plus pricing quoted from cost plus 0.15%; businesses above EUR 150,000 annual card turnover receive bespoke rates
Free Trial	Yes, free trial available	No free trial
GDPR Data Residency	EU data hosting available	EU data residency; Irish-registered company with Irish governing law
Irish Support	Irish support available	Dublin office; seven-day phone helpdesk (Monday to Saturday 8am to 8pm, Sunday 10am to 4pm)
VAT Handling	Irish VAT rate handling supported	PlusPOS sets VAT rates per product and reports VAT collected by rate; returns are still filed from your accounts package
Inventory and Hospitality Features	Advanced multi-location inventory management, table management, course sequencing, kitchen display integration, PMS connections for hotels	Table and tab management, tips and part-payments, unlimited products and groups; no multi-location inventory management
Revenue Integration and PAYE Modernisation	No Revenue integration; no PAYE Modernisation support	No Revenue integration; no PAYE Modernisation support

Irish Compliance and Pricing Matrix

A side-by-side data comparison of pricing and Irish regulatory compliance for Lightspeed POS and Paymentplus. Values are derived from each vendor's published data and verified weekly.

Requirement	Lightspeed POS	Paymentplus
Pricing
Starting price	From €69/month	From €15/month
Pricing model	Monthly flat rate	Monthly flat rate (per month, plus transaction fees from cost + 0.15%)
EUR pricing guaranteed	✗	✓
Free trial	✓	✗
Irish Compliance
Revenue (ROS) integration	✗	✗
PAYE Modernisation	✗	✗
Irish bank feeds	✗	✓
Bank compatibility	None listed	None listed
SEPA direct debit	✗	✗
Irish IBAN support	✗	✓
VAT handling	✓	✓
EU data residency (GDPR)	EU only	EU only
Irish support	✓	✓
Revenue-approved	✗	✗
CBI regulated	✗	✗

Pricing notes

Paymentplus: Published monthly software prices: PlusOnline and PlusVirtual from EUR 9.99 per month (payment gateway, pay by link, QR codes and phone payments); PlusPOS from EUR 15 per month including the card terminal. Card machines come in three packages: the Smart Android Terminal at EUR 0 monthly terminal cost for the first 12 months (EUR 20 per month after that), the Ingenico Move at EUR 1 per month for life, and a Tailored to You bespoke package. Transaction fees are quoted from cost plus 0.15% on both standard packages. Businesses above EUR 150,000 annual card turnover are priced bespoke after a free statement analysis. Apple Pay and Google Pay are included on all packages. T&Cs apply. Source: https://paymentplus.ie/pricing/ (fetched 2026-10-06). - Source

Irish Compliance Comparison

For Irish businesses, compliance with Revenue, GDPR, and local banking standards is non-negotiable. Here is how Lightspeed POS and Paymentplus compare on the requirements that matter most to Irish SMEs.

Revenue Integration

Neither Lightspeed POS nor Paymentplus offers native Revenue Online Service integration. Irish businesses in pos may not need this feature directly, but should ensure their accounting software handles Revenue compliance separately.

Irish Bank Feeds

Neither Lightspeed POS nor Paymentplus offers direct Irish bank feed integrations, which is expected for pos software. Your accounting platform should handle bank feeds separately.

GDPR Data Residency

Both Lightspeed POS and Paymentplus store data in EU data centres, providing strong GDPR compliance out of the box. Irish businesses can use either platform without worrying about cross-border data transfers to the US or other non-EU jurisdictions.

SEPA and IBAN Support

Neither Lightspeed POS nor Paymentplus offers native SEPA Direct Debit support. This is less relevant for pos tools, but if you need to process euro payments, ensure your accounting or invoicing software covers SEPA compliance.

VAT Handling

Both Lightspeed POS and Paymentplus handle Irish VAT, including standard VAT return preparation and submission. Irish businesses can manage their VAT obligations from either platform without needing a separate tool.

Pricing Comparison

All prices below are in euro. Pricing can change - we verify vendor pricing weekly, but always confirm on the vendor's website before purchasing.

Lightspeed POS

€69/mo

Pricing model: Flat rate
Free trial: Yes
EUR pricing guaranteed: No - may fluctuate with exchange rates

View Lightspeed POS pricing →

Paymentplus

€15/mo

Pricing model: Flat rate (per month, plus transaction fees from cost + 0.15%)
Free trial: No
EUR pricing guaranteed: Yes

View Paymentplus pricing →

At entry level, Paymentplus is the more affordable option. However, total cost of ownership depends on the number of users, add-ons, and features your business requires. Always calculate the full annual cost for your team size before committing.

Who Should Choose Lightspeed POS

Lightspeed POS is the better fit if your business matches one or more of these profiles:

✓Those who value: advanced inventory management
✓Those who value: multi-location support
✓Those who value: strong reporting and analytics

Who Should Choose Paymentplus

Paymentplus is the better fit if your business matches one or more of these profiles:

✓Budget-conscious businesses - Paymentplus from €15/month
✓Those who value: pluspos runs epos software on the card terminal itself, so no separate till hardware is needed
✓Those who value: cloud back office covers sales reporting, inventory, products, staff, table service and tipping, not just card takings

Our Verdict

Neither vendor has native Revenue integration, PAYE Modernisation support, or SEPA Direct Debit, so both sit alongside a separate Irish accounting or payroll package rather than replacing one. Lightspeed carries a higher entry price at approximately EUR 69 per month and adds transaction fees on top, while Paymentplus's Smart Android Terminal package is EUR 0 a month for the first 12 months with EPOS software included (EUR 20 a month after), with interchange-plus transaction pricing that can favour businesses processing significant card volumes. For any Irish retail or hospitality business that has outgrown a basic till and needs real inventory depth, Lightspeed is the stronger choice; for a new or small Irish business that wants an Irish merchant relationship, transparent settlement and a low monthly outlay, Paymentplus is the more proportionate option.

Ultimately, the best choice depends on your specific business needs, team size, and priorities. We recommend taking advantage of free trials from both vendors before making your final decision. If you are working with an Irish accountant or payroll bureau, ask which platform they prefer - their familiarity with the software can save you significant time and hassle during setup and ongoing support.

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Frequently Asked Questions

Is Lightspeed POS or Paymentplus better for Irish SMEs?

Lightspeed POS wins for established Irish retail shops and hospitality venues with 6 to 50 employees that need deep inventory management, multi-location stock control, table management, kitchen display integration, and detailed analytics. Paymentplus suits very small Irish operators, particularly sole traders and micro-businesses, who want a simple card acceptance setup with an integrated till on the terminal itself, next-day gross settlement into their own business bank account, and the assurance of dealing with an Irish-registered company based in Dublin. Both vendors offer EU data residency and Irish support, which satisfies the core GDPR data residency requirement for Irish SMEs. Neither vendor has native Revenue integration, PAYE Modernisation support, or SEPA Direct Debit, so both sit alongside a separate Irish accounting or payroll package rather than replacing one. Lightspeed carries a higher entry price at approximately EUR 69 per month and adds transaction fees on top, while Paymentplus's Smart Android Terminal package is EUR 0 a month for the first 12 months with EPOS software included (EUR 20 a month after), with interchange-plus transaction pricing that can favour businesses processing significant card volumes. For any Irish retail or hospitality business that has outgrown a basic till and needs real inventory depth, Lightspeed is the stronger choice; for a new or small Irish business that wants an Irish merchant relationship, transparent settlement and a low monthly outlay, Paymentplus is the more proportionate option.

Which is cheaper, Lightspeed POS or Paymentplus?

Lightspeed POS starts at From €69/month, while Paymentplus starts at From €15/month. Paymentplus is the more affordable option at entry level, though total cost depends on the number of users and features you need.

Does Lightspeed POS or Paymentplus have better Irish bank feeds?

Lightspeed POS supports None. Paymentplus supports None. Both offer similar Irish bank compatibility.

Which has better GDPR compliance, Lightspeed POS or Paymentplus?

Lightspeed POS stores data in EU data centres (GDPR-friendly). Paymentplus stores data in EU data centres (GDPR-friendly). Both offer EU data centre options, though configuration may be required.

Can I switch from Lightspeed POS to Paymentplus?

Yes, migrating between Lightspeed POS and Paymentplus is possible. Most pos platforms allow you to export your data in CSV or standard formats. We recommend working with your accountant or IT provider to plan the migration, ideally at the start of a new financial year or payroll period to minimise disruption.

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