Software Comparison
Paymentplus vs Shopify POS - Irish POS Software Compared
Choosing between Paymentplus and Shopify POS is one of the most common decisions Irish businesses face when evaluating pos software. This comparison breaks down everything an Irish SME needs to know, from Revenue integration and GDPR data residency to pricing and ease of use.
Last checked: 14 Sept 2026data estimated for at least one vendor - confirm with the vendorMethodology
Quick Verdict
Paymentplus wins for Irish SMEs that need in-person card acceptance as their primary requirement, particularly hospitality and retail businesses outside the Shopify ecosystem, because it bundles an Android EPOS terminal with interchange-plus transaction pricing from cost plus 0.15 percent, next-day gross settlement into the merchant's own Irish business bank account, and a seven-day Irish phone helpdesk.
Where Paymentplus and Shopify POS actually differ
- Paymentplus publishes the lower starting price: EUR 15 against EUR 24 for Shopify POS.
- Data residency differs: Paymentplus stores data in EU data centres, Shopify POS in EU and US data centres. For GDPR-sensitive Irish organisations this can decide the shortlist on its own.
- Shopify POS supports SEPA Direct Debit collection out of the box; Paymentplus needs a third-party add-on or manual handling.
Paymentplus vs Shopify POS - Feature Comparison
| Feature | Paymentplus | Shopify POS |
|---|---|---|
| VAT Handling | PlusPOS sets VAT rates per product and reports VAT collected by rate; returns are still filed from your accounts package. | Handles Irish VAT on sales within the platform. |
| Settlement and Banking | Next-day gross settlement into the merchant's own Irish business bank account. No platform wallet. | Shopify Payments available in Ireland. SEPA payments supported. Settlement held within Shopify Payments before payout. |
| SEPA Direct Debit | Not supported. | Supported. |
| GDPR Data Residency | EU. Irish-domiciled company with Irish governing law. | Both EU and non-EU infrastructure. |
| Irish Support | Seven-day phone helpdesk: Monday to Saturday 8am to 8pm, Sunday 10am to 4pm. Dublin office. | Irish support available. |
| Omnichannel and Inventory | PlusPOS manages products, tables, tabs, tips and part-payments on the terminal. No native online store sync. | Unified product catalogue, inventory sync, and customer profiles across online and in-store channels. |
| Revenue Integration and PAYE Modernisation | Neither Revenue integration nor PAYE Modernisation supported. | Neither Revenue integration nor PAYE Modernisation supported. |
Irish Compliance and Pricing Matrix
A side-by-side data comparison of pricing and Irish regulatory compliance for Paymentplus and Shopify POS. Values are derived from each vendor's published data and verified weekly.
| Requirement | Paymentplus | Shopify POS |
|---|---|---|
| Pricing | ||
| Starting price | From €15/month | From €24/month |
| Pricing model | Monthly flat rate (per month, plus transaction fees from cost + 0.15%) | Monthly flat rate |
| EUR pricing guaranteed | ✓ | ✗ |
| Free trial | ✗ | ✗ |
| Irish Compliance | ||
| Revenue (ROS) integration | ✗ | ✗ |
| PAYE Modernisation | ✗ | ✗ |
| Irish bank feeds | ✓ | ✗ |
| Bank compatibility | None listed | None listed |
| SEPA direct debit | ✗ | ✓ |
| Irish IBAN support | ✓ | ✗ |
| VAT handling | ✓ | ✓ |
| EU data residency (GDPR) | EU only | EU and US |
| Irish support | ✓ | ✓ |
| Revenue-approved | ✗ | ✗ |
| CBI regulated | ✗ | ✗ |
Pricing notes
Paymentplus: Published monthly software prices: PlusOnline and PlusVirtual from EUR 9.99 per month (payment gateway, pay by link, QR codes and phone payments); PlusPOS from EUR 15 per month including the card terminal. Card machines come in three packages: the Smart Android Terminal at EUR 0 monthly terminal cost for the first 12 months (EUR 20 per month after that), the Ingenico Move at EUR 1 per month for life, and a Tailored to You bespoke package. Transaction fees are quoted from cost plus 0.15% on both standard packages. Businesses above EUR 150,000 annual card turnover are priced bespoke after a free statement analysis. Apple Pay and Google Pay are included on all packages. T&Cs apply. Source: https://paymentplus.ie/pricing/ (fetched 2026-10-06). - Source
Shopify POS: POS Lite included in Shopify plans from €32/month. POS Pro is €79/month per location (annual billing). - Source
Irish Compliance Comparison
For Irish businesses, compliance with Revenue, GDPR, and local banking standards is non-negotiable. Here is how Paymentplus and Shopify POS compare on the requirements that matter most to Irish SMEs.
Revenue Integration
Neither Paymentplus nor Shopify POS offers native Revenue Online Service integration. Irish businesses in pos may not need this feature directly, but should ensure their accounting software handles Revenue compliance separately.
Irish Bank Feeds
Neither Paymentplus nor Shopify POS offers direct Irish bank feed integrations, which is expected for pos software. Your accounting platform should handle bank feeds separately.
GDPR Data Residency
Paymentplus stores data exclusively in EU data centres, giving Irish businesses straightforward GDPR compliance. Shopify POS uses eu and us data centres (configuration required), which means you may need to specifically request or configure EU data residency. For businesses handling sensitive Irish customer data, Paymentplus offers greater peace of mind on data sovereignty.
SEPA and IBAN Support
Shopify POS supports SEPA Direct Debit and Irish IBAN format, making euro payments and bank transfers seamless. Paymentplus does not support SEPA natively, which could mean extra manual steps when processing euro payments or setting up direct debits for Irish customers.
VAT Handling
Both Paymentplus and Shopify POS handle Irish VAT, including standard VAT return preparation and submission. Irish businesses can manage their VAT obligations from either platform without needing a separate tool.
Pricing Comparison
All prices below are in euro. Pricing can change - we verify vendor pricing weekly, but always confirm on the vendor's website before purchasing.
Paymentplus
€15/mo
- Pricing model: Flat rate (per month, plus transaction fees from cost + 0.15%)
- Free trial: No
- EUR pricing guaranteed: Yes
Shopify POS
€24/mo
- Pricing model: Flat rate
- Free trial: No
- EUR pricing guaranteed: No - may fluctuate with exchange rates
At entry level, Paymentplus is the more affordable option. However, total cost of ownership depends on the number of users, add-ons, and features your business requires. Always calculate the full annual cost for your team size before committing.
Who Should Choose Paymentplus
Paymentplus is the better fit if your business matches one or more of these profiles:
- ✓Budget-conscious businesses - Paymentplus from €15/month
- ✓GDPR-conscious businesses wanting guaranteed EU data residency
- ✓Growing businesses with 21-50 employees that need a platform which scales
Who Should Choose Shopify POS
Shopify POS is the better fit if your business matches one or more of these profiles:
- ✓Those who value: online-offline stock sync
- ✓Those who value: great for omnichannel
- ✓Those who value: strong inventory
Our Verdict
Paymentplus wins for Irish SMEs that need in-person card acceptance as their primary requirement, particularly hospitality and retail businesses outside the Shopify ecosystem, because it bundles an Android EPOS terminal with interchange-plus transaction pricing from cost plus 0.15 percent, next-day gross settlement into the merchant's own Irish business bank account, and a seven-day Irish phone helpdesk. Shopify POS wins for retailers already running a Shopify online store who need a single unified inventory, customer profile, and order management system across online and in-person channels. Both handle Irish VAT at the till.
On Irish-specific compliance, Paymentplus provides next-day gross settlement to an Irish account and has a Dublin-registered entity behind it; Shopify POS supports SEPA payments and handles standard VAT rates, but its GDPR data residency spans both EU and non-EU infrastructure, which is a consideration for Irish businesses with data governance obligations. Neither product integrates with Revenue for tax filing, and neither supports PAYE Modernisation, so both sit alongside a separate accounts package rather than replacing one. For the smallest hospitality or multi-sector operators, Paymentplus is the more self-contained Irish merchant services solution; for pure-retail businesses already committed to Shopify, Shopify POS is the natural extension of an existing platform investment.
Ultimately, the best choice depends on your specific business needs, team size, and priorities. We recommend taking advantage of free trials from both vendors before making your final decision. If you are working with an Irish accountant or payroll bureau, ask which platform they prefer - their familiarity with the software can save you significant time and hassle during setup and ongoing support.
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