Dext vs Revolut Business Expenses in Ireland (2026) - Full Comparison

Dext vs Revolut Business Expenses - Feature Comparison

Feature	Dext	Revolut Business Expenses
Irish IBAN Support	Not applicable. Dext is a receipt-capture and accounting-sync tool and does not issue cards or IBANs.	Irish (IE) IBAN issued via Revolut Bank UAB Irish branch (Central Bank of Ireland reference C494274). Same IBAN as the underlying current account.
Card Issuance	No cards issued. Works alongside any existing business card or bank account.	Up to 3 physical and up to 200 virtual cards per team member, with per-card spend limits and custom spend programmes.
Irish VAT Handling	Automatic VAT-rate detection on captured receipts and invoices covering 23%, 13.5%, 9% and 0% rates, mapped to the corresponding VAT code in Xero, Sage or QuickBooks.	OCR auto-fills tax rate from receipt image; Irish VAT rates (23%, 13.5%, 9%, 0%) flow through if configured correctly in the connected Xero, QuickBooks or Sage chart of accounts.
Accounting Integrations	Deep certified integrations with Xero, Sage (50, Accounting, Business Cloud), QuickBooks and approximately 30 other platforms.	Native sync to Xero, QuickBooks Online and Sage, pushing receipts, categories, tax rates and descriptions to the ledger automatically.
Revenue eBrief 09/15 Retention	Receipt images stored in Dext meet the 6-year digital retention requirement.	Receipt images stored against an expense satisfy the 6-year retention requirement via EU-resident image storage.
GDPR Data Residency	EU and UK hosting. The EU component meets GDPR residency expectations; the UK component relies on the EU adequacy decision for the UK.	EU data residency. Receipt and expense data stored within the EU.
Irish-Based Support	No confirmed Irish support desk. Support operates on UK timezone.	Irish support available via the Revolut Business Irish branch.

Irish Compliance and Pricing Matrix

A side-by-side data comparison of pricing and Irish regulatory compliance for Dext and Revolut Business Expenses. Values are derived from each vendor's published data and verified weekly.

Requirement	Dext	Revolut Business Expenses
Pricing
Starting price	From €31.5/user/month	Free tier available
Pricing model	Per user / month	Monthly flat rate
EUR pricing guaranteed	✗	✓
Free trial	✓	✓
Irish Compliance
Revenue (ROS) integration	✗	✗
PAYE Modernisation	✗	✗
Irish bank feeds	✗	✓
Bank compatibility	None listed	SEPA Credit Transfer, SEPA Instant
SEPA direct debit	✗	✓
Irish IBAN support	✗	✓
VAT handling	✓	✓
EU data residency (GDPR)	EU only	EU only
Irish support	✗	✓
Revenue-approved	✗	✗
CBI regulated	✗	✗

Irish Compliance Comparison

For Irish businesses, compliance with Revenue, GDPR, and local banking standards is non-negotiable. Here is how Dext and Revolut Business Expenses compare on the requirements that matter most to Irish SMEs.

Revenue Integration

Neither Dext nor Revolut Business Expenses offers native Revenue Online Service integration. Irish businesses in expense-management may not need this feature directly, but should ensure their accounting software handles Revenue compliance separately.

Irish Bank Feeds

Dext supports no Irish banks directly. Revolut Business Expenses supports SEPA Credit Transfer, SEPA Instant. Revolut Business Expenses has broader Irish bank compatibility, which matters if you bank with SEPA Credit Transfer or SEPA Instant - you will get automatic bank feeds or SEPA payment file support that Dext cannot offer.

GDPR Data Residency

Both Dext and Revolut Business Expenses store data in EU data centres, providing strong GDPR compliance out of the box. Irish businesses can use either platform without worrying about cross-border data transfers to the US or other non-EU jurisdictions.

SEPA and IBAN Support

Revolut Business Expenses supports SEPA Direct Debit and Irish IBAN format, making euro payments and bank transfers seamless. Dext does not support SEPA natively, which could mean extra manual steps when processing euro payments or setting up direct debits for Irish customers.

VAT Handling

Both Dext and Revolut Business Expenses handle Irish VAT, including standard VAT return preparation and submission. Irish businesses can manage their VAT obligations from either platform without needing a separate tool.

Pricing Comparison

All prices below are in euro. Pricing can change - we verify vendor pricing weekly, but always confirm on the vendor's website before purchasing.

Dext

€31.5 /mo per user

Pricing model: Per user
Free trial: Yes
EUR pricing guaranteed: No - may fluctuate with exchange rates

View Dext pricing →

Revolut Business Expenses

Free tier

Pricing model: Flat rate
Free trial: Yes
EUR pricing guaranteed: Yes

View Revolut Business Expenses pricing →

Revolut Business Expenses does not publish entry-level pricing - request a quote directly. Total cost of ownership depends on users, plan tier, add-ons and features, so always calculate the full annual cost for your team size before committing.

Who Should Choose Dext

Dext is the better fit if your business matches one or more of these profiles:

✓ Those who value: wide adoption by irish accountancy practices - your accountant likely already supports dext or autoentry
✓ Those who value: deep, certified integrations with xero, sage (50, accounting, business cloud) and quickbooks - the three platforms most irish smes run on
✓ Those who value: automatic vat-rate detection on irish 23%, 13.5%, 9% and 0% rates with line-item ocr

Who Should Choose Revolut Business Expenses

Revolut Business Expenses is the better fit if your business matches one or more of these profiles:

✓ Companies that value Irish-based phone and email support
✓ Businesses banking with SEPA Credit Transfer, SEPA Instant who want reliable bank feed or payment file support
✓ Those who value: same ledger as the underlying revolut business current account - no separate top-up wallet, no open-banking reconciliation step

Our Verdict

Dext wins for Irish SMEs that already use an accountant and an accounting platform such as Xero, Sage, or QuickBooks and need to eliminate manual receipt entry and enforce Irish VAT-rate detection across 23%, 13.5%, 9% and 0% rates. Revolut Business Expenses wins for Irish teams that already run their primary current account on Revolut Business and want card spend, receipt capture, and accounting sync to operate on a single Irish (IE) IBAN ledger without a separate reconciliation step. The critical Irish-specific differentiator is the IBAN: Revolut Business Expenses issues an Irish IE IBAN via its Central Bank of Ireland-referenced branch, removing the open-banking reconciliation gap that arises when pairing a foreign-IBAN expense card with an AIB or Bank of Ireland current account, whereas Dext issues no cards or IBANs at all and sits purely as a capture-and-sync layer between cards and the accounting ledger.

Neither product offers native Revenue integration or PAYE Modernisation connectivity, so payroll compliance requires a separate platform regardless of which tool you choose. Dext is the better fit when the accountant relationship drives the tooling decision; Revolut Business Expenses is the better fit when the banking relationship does.

Ultimately, the best choice depends on your specific business needs, team size, and priorities. We recommend taking advantage of free trials from both vendors before making your final decision. If you are working with an Irish accountant or payroll bureau, ask which platform they prefer - their familiarity with the software can save you significant time and hassle during setup and ongoing support.

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Frequently Asked Questions

Is Dext or Revolut Business Expenses better for Irish SMEs?

Dext wins for Irish SMEs that already use an accountant and an accounting platform such as Xero, Sage, or QuickBooks and need to eliminate manual receipt entry and enforce Irish VAT-rate detection across 23%, 13.5%, 9% and 0% rates. Revolut Business Expenses wins for Irish teams that already run their primary current account on Revolut Business and want card spend, receipt capture, and accounting sync to operate on a single Irish (IE) IBAN ledger without a separate reconciliation step. The critical Irish-specific differentiator is the IBAN: Revolut Business Expenses issues an Irish IE IBAN via its Central Bank of Ireland-referenced branch, removing the open-banking reconciliation gap that arises when pairing a foreign-IBAN expense card with an AIB or Bank of Ireland current account, whereas Dext issues no cards or IBANs at all and sits purely as a capture-and-sync layer between cards and the accounting ledger. Neither product offers native Revenue integration or PAYE Modernisation connectivity, so payroll compliance requires a separate platform regardless of which tool you choose. Dext is the better fit when the accountant relationship drives the tooling decision; Revolut Business Expenses is the better fit when the banking relationship does.

Which is cheaper, Dext or Revolut Business Expenses?

Dext starts at From €31.5/user/month, while Revolut Business Expenses starts at Free tier available. Revolut Business Expenses is the more affordable option at entry level, though total cost depends on the number of users and features you need.

Does Dext or Revolut Business Expenses have better Irish bank feeds?

Dext supports None. Revolut Business Expenses supports SEPA Credit Transfer, SEPA Instant. Revolut Business Expenses has broader Irish bank support.

Which has better GDPR compliance, Dext or Revolut Business Expenses?

Dext stores data in EU data centres (GDPR-friendly). Revolut Business Expenses stores data in EU data centres (GDPR-friendly). Both offer EU data centre options, though configuration may be required.

Can I switch from Dext to Revolut Business Expenses?

Yes, migrating between Dext and Revolut Business Expenses is possible. Most expense-management platforms allow you to export your data in CSV or standard formats. We recommend working with your accountant or IT provider to plan the migration, ideally at the start of a new financial year or payroll period to minimise disruption.

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Dext vs Revolut Business Expenses - Irish expense-management Software Compared