Software Comparison
Sage AutoEntry vs Soldo - Irish expense-management Software Compared
Choosing between Sage AutoEntry and Soldo is one of the most common decisions Irish businesses face when evaluating expense-management software. This comparison breaks down everything an Irish SME needs to know, from Revenue integration and GDPR data residency to pricing and ease of use.
Last checked: 08 Jun 2026 data estimated for at least one vendor - confirm with the vendor Methodology
Quick Verdict
Sage AutoEntry wins for Irish businesses already running a Sage accounting stack, particularly sole traders, small accountancy practices, and construction or trades firms managing RCT, where the tight integration with Sage Accounting and Sage 50cloud and the supplier-statement reconciliation feature directly reduce month-end close time.
Sage AutoEntry vs Soldo - Feature Comparison
| Feature | Sage AutoEntry | Soldo |
|---|---|---|
| Core Product Type | OCR and document capture layer. Scans receipts, supplier invoices, expense claims, supplier statements and bank statement pages, then publishes extracted data into the connected accounting platform. | Prepaid Mastercard and spend management platform. Issues physical and virtual cards, departmental wallets, per-card budget limits, merchant category restrictions, and approval workflows. |
| Irish Regulatory Status | Sage-owned product with Irish market origin (acquired from Dublin-based OCREX in 2019). Not a regulated financial institution. No Central Bank of Ireland authorisation applicable. | Soldo Financial Services Ireland DAC is directly authorised by the Central Bank of Ireland as an e-money institution (reference C179925, BIC SFSDIE22). Not passporting in from another EU member state. |
| Irish IBAN Support | Not applicable. AutoEntry is a document processing product and does not issue wallets, accounts, or IBANs. | Issues IE-prefix IBANs via the Irish DAC entity. Reduces reconciliation friction for Irish finance teams topping up from AIB or Bank of Ireland versus platforms issuing Danish, French or Bulgarian IBANs. |
| Accounting Integrations | Sage Accounting, Sage 50cloud (IE and UK), Xero, QuickBooks Online, FreeAgent, KashFlow, SortMyBooks and ClearBooks. Sage 200 and Sage Intacct integration not confirmed. | Xero (daily automatic bank feed), QuickBooks Online, Sage Intacct, NetSuite, Microsoft Dynamics 365, Exact Online, DATEV, SAP Concur and TravelPerk. |
| VAT Handling | VAT codes inherited automatically from the connected accounting platform. Irish multi-rate VAT (23%, 13.5%, 9%, 0%) applied based on the configuration in Sage Accounting, Xero or QuickBooks. | Irish multi-rate VAT (23%, 13.5%, 9%) auto-detected on receipts via OCR on the Plus tier and above. Standard rate detection only on the Standard tier. |
| GDPR Data Residency | EU data residency. Receipt images stored in the platform satisfy Revenue's six-year retention requirement per eBrief 09/15. | EU data residency. Receipt images stored in Soldo satisfy Revenue's six-year retention requirement under Section 886 of the Taxes Consolidation Act 1997 and eBrief 09/15. |
| Irish Support | Irish market support available. Sage has an established Irish customer base and accountancy practice network in Ireland. | No dedicated Irish support desk. Support is handled from London and Milan via email and in-app chat during European business hours. |
Irish Compliance and Pricing Matrix
A side-by-side data comparison of pricing and Irish regulatory compliance for Sage AutoEntry and Soldo. Values are derived from each vendor's published data and verified weekly.
| Requirement | Sage AutoEntry | Soldo |
|---|---|---|
| Pricing | ||
| Starting price | From €17/month | From €21/month |
| Pricing model | Usage-based | Monthly flat rate |
| EUR pricing guaranteed | ✓ | ✗ |
| Free trial | ✓ | ✗ |
| Irish Compliance | ||
| Revenue (ROS) integration | ✗ | ✗ |
| PAYE Modernisation | ✗ | ✗ |
| Irish bank feeds | ✗ | ✗ |
| Bank compatibility | None listed | None listed |
| SEPA direct debit | ✗ | ✓ |
| Irish IBAN support | ✗ | ✓ |
| VAT handling | ✓ | ✓ |
| EU data residency (GDPR) | EU only | EU only |
| Irish support | ✓ | ✗ |
| Revenue-approved | ✗ | ✗ |
| CBI regulated | ✗ | ✓ |
Irish Compliance Comparison
For Irish businesses, compliance with Revenue, GDPR, and local banking standards is non-negotiable. Here is how Sage AutoEntry and Soldo compare on the requirements that matter most to Irish SMEs.
Revenue Integration
Neither Sage AutoEntry nor Soldo offers native Revenue Online Service integration. Irish businesses in expense-management may not need this feature directly, but should ensure their accounting software handles Revenue compliance separately.
Irish Bank Feeds
Neither Sage AutoEntry nor Soldo offers direct Irish bank feed integrations, which is expected for expense-management software. Your accounting platform should handle bank feeds separately.
GDPR Data Residency
Both Sage AutoEntry and Soldo store data in EU data centres, providing strong GDPR compliance out of the box. Irish businesses can use either platform without worrying about cross-border data transfers to the US or other non-EU jurisdictions.
SEPA and IBAN Support
Soldo supports SEPA Direct Debit and Irish IBAN format, making euro payments and bank transfers seamless. Sage AutoEntry does not support SEPA natively, which could mean extra manual steps when processing euro payments or setting up direct debits for Irish customers.
VAT Handling
Both Sage AutoEntry and Soldo handle Irish VAT, including standard VAT return preparation and submission. Irish businesses can manage their VAT obligations from either platform without needing a separate tool.
Pricing Comparison
All prices below are in euro. Pricing can change - we verify vendor pricing weekly, but always confirm on the vendor's website before purchasing.
Sage AutoEntry
€17 /mo
- Pricing model: Usage-based
- Free trial: Yes
- EUR pricing guaranteed: Yes
Soldo
€21 /mo
- Pricing model: Flat rate
- Free trial: No
- EUR pricing guaranteed: No - may fluctuate with exchange rates
At entry level, Sage AutoEntry is the more affordable option. However, total cost of ownership depends on the number of users, add-ons, and features your business requires. Always calculate the full annual cost for your team size before committing.
Who Should Choose Sage AutoEntry
Sage AutoEntry is the better fit if your business matches one or more of these profiles:
- ✓ Budget-conscious businesses - Sage AutoEntry from €17/month
- ✓ Companies that value Irish-based phone and email support
- ✓ Those who value: sage-owned product since 2019 - tightest integration of any capture tool into sage accounting and sage 50cloud, including automatic pickup of vat codes and nominal codes from the connected ledger
Who Should Choose Soldo
Soldo is the better fit if your business matches one or more of these profiles:
- ✓ Those who value: soldo financial services ireland dac is directly authorised by the central bank of ireland (e-money institution c179925), not passporting in from another eu state.
- ✓ Those who value: issues ie-prefix ibans via the irish dac, which removes friction for revenue, payroll, and sepa direct debit creditor setups versus pleo (dk), spendesk (fr) and payhawk (bg).
- ✓ Those who value: departmental wallet structure suits irish smes with multiple cardholders, project-based spend, or per-vehicle and per-till spend in retail and hospitality.
Our Verdict
Sage AutoEntry wins for Irish businesses already running a Sage accounting stack, particularly sole traders, small accountancy practices, and construction or trades firms managing RCT, where the tight integration with Sage Accounting and Sage 50cloud and the supplier-statement reconciliation feature directly reduce month-end close time. Soldo wins for Irish SMEs in the 20-to-50 staff range that need to control employee and departmental spend at the point of transaction rather than chase receipts after the fact, and its Central Bank of Ireland authorisation (C179925) with IE-prefix IBANs issued by Soldo Financial Services Ireland DAC is a genuine Irish-specific differentiator over comparable card platforms. Neither product offers native Revenue Online Service integration or PAYE Modernisation handling, so both sit alongside rather than replacing an Irish payroll or tax filing workflow.
AutoEntry's credit-based pricing suits lower, predictable document volumes but becomes expensive for receipt-heavy months, while Soldo's flat monthly plans are better value for teams issuing multiple cards across departments. Soldo is over-specified for businesses under five staff, and AutoEntry is not a card programme, so the two products rarely compete for the same buyer directly.
Ultimately, the best choice depends on your specific business needs, team size, and priorities. We recommend taking advantage of free trials from both vendors before making your final decision. If you are working with an Irish accountant or payroll bureau, ask which platform they prefer - their familiarity with the software can save you significant time and hassle during setup and ongoing support.
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