Editor's verdict on Expensify
Expensify works well for Irish tech teams that are already US-aligned - it slots neatly into a Xero or QuickBooks workflow and the SmartScan receipt capture is genuinely time-saving. The limits for Irish businesses are real, though: data sits on US servers requiring explicit GDPR data processing agreements, the corporate card does not work in an Irish context, and reimbursement via ACH means employees cannot be paid back through a standard Irish bank transfer. Businesses that need EU-native cards or SEPA reimbursement should look at Pleo or Soldo instead.